ADVERTORIAL

This Government Program is Saving Home Owners Thousands. Check If You Qualify With This 60 Second Quiz.

Banks are trying to keep this a secret, but instead of going to the bank and government offices, you can now check online in this new site if you qualify for the greatest mortgage reduction program in US History - Check here now (1 Minute Quiz)

The banks have taken advantage of the middle class homeowner long enough! The Federal Government has introduced a brilliant homeowner program called Home Affordable Refinance Plan (HARP) which benefits millions of Americans. By enrolling in this program homeowners can reduce their monthly mortgage payments as much as $4,264 each year .1

New: use this online quiz instead of filing papers!
It take 60 seconds and $0 to see if you qualify for a reduction of $355/month.Check Eligibility »

So while the banks happily wait for this program to end, the Government wants the banks to cut your rates, which puts more money in your pocket. The program was set to expire in December, but the good news though is that once you’re in, you’re in. If lowering your payments, paying off your mortgage faster, and even taking some cash out would help you, it’s vital you act now.

Where Do I Start?

With hundreds of mortgage lenders and brokers available, it can take consumers hours to contact each one separately and request a quote. The good news is that there are services that could help you save time and money by comparing multiple lenders at once. One such service is Easy Loan, which is one of the biggest HARP lender networks in the nation providing consumers with a comprehensive set of mortgage options.

There's no obligation to homeowners, and offers easy and fast comparisons. It takes about two minutes, and the service is 100% free. Find out what you qualify for today!

Check Eligibility, It's Free!

 

THIS IS AN ADVERTORIAL AND NOT AN ACTUAL NEWS ARTICLE, BLOG, OR CONSUMER PROTECTION UPDATE

Average monthly savings from http://www.freddiemac.com/finance/pdf/RefiReport2013Q3.pdf State of the Union transcript - http://www.whitehouse.gov/the-press-office/2012/01/24/remarks-president-state-union-address. Further information for this can be found at http://www.nytimes.com/2011/08/21/realestate/exploring-the-15-year-loan-for-refinancing-mortgages.html Under provisions of the Making Homes Affordable Act(a.k.a. HARP 2.0), signed into law by President Obama, Fannie Mae has removed certain loan refinance requirements for qualifying loans including the Loan-To-Value (LTV) ceiling for fixed-rate mortgage, property appraisal, minimum credit score & credit check, and eliminated & lowered certain fees for borrowers making it easier to refinance into a lower rate mortgage, effectively reducing the amount of interest paid (and owed) over the life of the loan.More info: http://www.fhfa.gov/Media/PublicAffairs/Pages/FHFA-Fannie-Mae-and-Freddie-Mac-Announce-HARP-Changesto-Reach-More-Borrowers.aspx A shorter term mortgage enables such borrowers to pay down the amount they owe much faster than a traditional 30-year mortgage. Furthermore, interest rates on shorter term mortgages usually are less than on thirty-year mortgages. More information can be found at http://harpprogram.org/faq.php The Making Home Affordable Program is set to expire Septemeber 2017 and is free http://www.makinghomeaffordable.gov/about-mha/Pages/default.aspx but standard refinance fees will still apply. http://www.whitehouse.gov/the-press-office/2012/02/01/fact-sheet-president-obama-s-plan-help-responsible-homeowners-and-heal-h On a $200,000 loan, a homeowner in a 30 year fixed at 6.25% would end up paying the bank $443,316. That same homeowner, if they switched to a 15 year fixed at todays rate of 3.58% APR would own their home for only $250,779

*The end date to get a HARP refinance is December 31, 2018.
https://www.fhfa.gov/Media/PublicAffairs/Pages/FHFA-Announces-Modifications-to-High-LTV-Streamlined-Refi-Program-and-Extension-of-HARP-Thru-12-2018.aspx